Our government officials, both state and federal, are bashing each other on the heads while trying to change health care, dealing with debt limit increases or reductions, looking at unemployment that doesn’t seem to be going down, few new jobs being created, gas prices rising again, lowering taxes for the rich and increasing them for the middle class and a host of other issues. With all of that going on, we thought it was a good time for us to take a look in the mirror and claim our part in the mess.
This cost $30!
I know many of us think “what did I do”? We’re going to point out 5 things we did that have contributed to all this mess we have. We’re not picking sides on any of these issues; I’m just calling them out, taking part of the blame and bringing you along with me. Continue reading Many Financial Issues Are Our Fault→
Here’s a general question that almost every adult at one time or another in their lives either ask themselves or have someone else ask: should you buy a house? It’s a tough question to answer most of the time because not all circumstances are equal, and not all “homes” are houses. After all, purchasing certain types of condos could be considered homes, and in cities like New York City people purchase apartments as their homes. So let’s stick with the main topic of whether you should buy a house or not.
The thing about buying a house is that it’s not really yours initially… it’s only yours once it’s totally paid for. You can modify it as you wish. You might have a yard you can do things with. You’ll probably have a place to park your car if you have a garage. You might have a basement as living space or for storage. And, if you have a growing family, having a house will provide security, protection, possibly more space for more bodies, and great memories down the line. Continue reading Should You Buy A House?→
It’s been a rough 15 months or so of having to deal with the pandemic. Our health was paramount as something to deal with, but our finances were a close second. Many people lost jobs; others started working from home. This led to a major change in our economy; a lot of stores closed and aren’t coming back.
Unfortunately there’s little we can do about that. Many people barely had enough money for food, rent, mortgage and other bills. Luckily, many companies worked with us to help us get through the worst of it; so did many states. Continue reading Are You Financially Ready For Some Normalcy?→
A book came my way titled The Smart Consumer’s Guide to Money Coaching & Financial Education by Todd R. Tresidder of the website Financial Mentor. He’s a financial adviser/coach with a lot of products geared towards helping people invest their money so they can live a life without financial worry.
The basic premise of the book is that every person would do better in life and business if they had a better knowledge of finances and financial issues. The reality is that most of us don’t learn anything about finances in school, certainly not how to manage our money. It puts us at a disadvantage whenever we enter the real world. Some people never learn good principles, which is tragic. This book hopes to conquer some of that. Continue reading Smart Consumer’s Guide To Money Coaching & Financial Education – Book Review→
Years ago we bought something that was a want but not a need. We thought it would bring joy and health to the family, but it never worked properly. Within six months we decided the monthly expense wasn’t worth it and we got rid of it; it was a nice dream but we didn’t receive any benefits from it.
This cost $30!
