According to financial experts, investing over the long haul is one of the safest ways for you to not only make money but to help save your money. How is this possible? Here’s the quick down and dirty of it all.
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First, you get into a money market type of account, where your investments are spread out among a lot of companies. What this does is protect your investment if one company starts to tank, and gives the person handling your account time to switch you to someone else more stable. Continue reading Can You Be A Courageous Investor?→
The thing I see more often than anything else is the fear in people’s eyes when they don’t want to know the truth about their finances. The problem with that is twofold. One, sometimes things are actually good. Two, not knowing means you can’t do anything about it.
The reason most people won’t put together a budget isn’t because they’re confident in their ability to pay their bills. It’s fear of the unknown, that they may be on the cusp of serious money issues they’re not ready to deal with. Yet, overwhelmingly people are able to pay all of their bills and still have money left over. Sure, they might have to change up their spending patterns and learn how to use coupons to help their money go further when necessary but it’s more of a comfort to know they’re not in debt and are potentially right around the corner of fiscal relief. Continue reading You Must Eliminate Fear To Be Successful Managing Your Money→
Sometimes you find yourself having some trouble paying off some of your bills. The first rule of thumb is to take care of your personal needs first and then work on paying back your creditors. Certain things are paramount, like car insurance and mortgage/rent, which means you need to look at items like credit cards and loan payments to try to negotiate a lower payment rate.
Before we get too far into that, you need to know that this should be your second to last line of action, which the last thing to think about being bankruptcy. You should consider these two points before you go down the negotiation road. Continue reading How To Negotiate Loan/Credit Card Payment Adjustments→
No one ever wants to think about bankruptcy, but it happens frequently. Whether it’s business or personal, sometimes it feels like it’s unavoidable. There’s a stigma attached to it although, strangely enough, rich people don’t feel as often as the rest of us.
Still, it’s something that needs to be addressed because it’s not the “end all” that it sounds like it can be… at least not across the board. We’re going to talk about 3 things we feel you should know and understand so that you’re armed with at least a little bit of knowledge if you believe it’s something you should consider. Continue reading 3 Things To Know About Bankruptcy & Your Business→
It feels like every day we get another letter in the mail offering us the opportunity to get a new credit card. Most of them come with some kind of deal, which is usually 0% for six months if you balance transfer from your current credit cards. Some people give thought to using the process of transferring debt as a way to get out of credit card trouble. Can it work? Let’s talk about it.
