Almost every organization, business and regular people rely on their checking accounts. Most of them end up having someone else have access to those account for one reason or another.
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For businesses and organizations, the idea is to have more than one person who can sign for things in case of an emergency. Sometimes it’s to have a second person sign before certain dollar amounts can be approved or allowed to be paid.
Continue reading Dangers Of Creating Joint Accounts
The fact is the overwhelming majority of Americans, and possibly people in other countries, do a bad job of handling their money properly. We tend to believe it’s because most people really don’t think about learning anything about finances until they get into trouble. If they did want to know more where would they go, besides a few blogs I know of or maybe an accounting firm? 🙂
Obviously I was in high school in the past. I learned a lot of things I was never going to have any use for. Some of it I enjoyed, but since I never saw myself as becoming any kind of scientist or a historian, I’m thinking something I could have used, that would have made my early adult life easier, were lessons on personal finance. That would have helped me a great deal, not only when I had to go out on my own but even in college.
Continue reading 5 Reasons High School Students Should Be Taught About Finances
It’s hard relying on anyone else for our financial health. Whether it’s the government, our employer, our customers, the stock market or something else, when all is said and done it always falls back on the rest of us.
You want to know a truth, one that might shock your foundation? It doesn’t matter what the government does when it comes to us. We have to be truthful and honest with ourselves about this.
Continue reading Your Financial Life Is On You
Because we’re an accounting firm, you might think this post is more self serving that helpful, but we assure you that our intentions are good. We’ve worked with a lot of people who did their own taxes and budgets and sometimes had some costly mistakes. It’s not as easy as it sounds to keep up with your own records, especially if your career isn’t in finance.
Because of that, and a few other things, we want to give 5 reasons why you might need an accountant. There are more, but we don’t want to overwhelm anyone. Let’s get started.
Continue reading 5 Reasons You Might Need An Accountant
Having credit is crucial to getting pretty much anything of substance in the world. Even rich people don’t like spending their own money for things outright. The ability to get a loan to take care of things or to have things is a nice benefit.
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Most people go into the loan process with one overriding fear; the ability to pay it back. It’s a valid fear and a major consideration but it’s not the only thing to consider when it comes to applying for a loan. There are many factors both before and after that people should consider before pushing forward. Here are 5 of those considerations:
Continue reading 5 Considerations To Have Before Taking Out A Loan