I’ve belonged to a wholesale warehouse club store for a very long time. Over that time, I’ve saved a lot of money, so I really can’t complain about much.
With that said, I have to own up to having an epiphany that’s been long coming; you don’t always save money at these stores. Not only that, but sometimes you’re going to spend more in these stores than you will at traditional stores. You also might have other issues to deal with that you hadn’t considered. Let’s take a look at some of these things. Continue reading You Don’t Always Get The Best Deals At Warehouse Club Stores→
Few of us wants to think about our future; we want to live for the here and now. However, the here and now is what we need to think about because we’ll find the future upon us quicker than we were expecting it to be. Suddenly we might find ourselves not having enough money to live on, let alone in comfort, or at least in the manner we were living when we were earning our money.
There was a report on our local news stating that most people who retire and had set up a 401K savings plan don’t have close to enough money to live the life they’re used to living. The average comes in around $149,000, which sounds like a lot of money until you think about just how long you might have to live off it. Continue reading How Much Money Do You Need For Your Retirement?→
There’s no doubt that financially many people are hurting. It takes planning and responsibility to be on a safe financial footing. There are a few things everyone needs at least one of that are related to the betterment of one’s financial life. If you’re without any of these items you’re going to have difficulties somewhere along the line. Here are 5 things you need and the explanations why, even if a few of them you might not want to think about.
Some people would rather just use cash and never have a bank account but in today’s world, having a bank account is paramount to being able to survive. We can’t put thousands of dollars in our homes for risk of being robbed or something happening to our homes. Most company jobs these days won’t issue paper checks, and it’s hard getting checks cashed, while a bank account allows electronic deposit and immediate access to your money. There are still enough local banks where you can get free checking for a personal account, so there’s no reason not to have one. Continue reading 5 Financial Things You Need In Your Life→
Like almost everything else in life, looking at one’s finances isn’t the same for every person; sometimes it’s not the same throughout one person’s life.
There’s more differences than just thinking about either worrying about debt or monetary growth. There are times when you need something immediately, need to think about different long term situations, need to balance between eating and living and tragedy. Life isn’t simple so why should finances be? Continue reading What’s Your Most Important Financial Consideration?→
The scariest thing many of us have in our minds at one time or another is not having enough money. It doesn’t matter what it’s for, whether it’s real or imagined. Unless we win the lottery (and how many of us have met someone who’s won the lottery?), we always feel like we’re going to need more than we have to do what we want and to feel comfortable and content.
You want to know a truth? You can feel comfortable about money now, and get on with the life you want to lead. It doesn’t need to be more money, but it can. All it takes is a shifting of your mindset in some unique ways that will help you feel more comfortable about money overall. Continue reading 7 Easy Ways To Get Comfortable With Money→
Accounting & Financial Advice from the Syracuse NY area